NTUC insures travellers for pre-existing conditions
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Travellers with pre-existing health conditions can now get full coverage from insurance firm NTUC, the first company to offer this in the Singaporean market.
“Each year, we receive an average of 10% of medical claims that are not admissible because of the insured’s pre-existing condition,” said Annie Chua, senior manager of personal lines at NTUC Income.
“Including those who do not submit their claims because they are aware that they are ineligible, the number of people who can potentially benefit from a policy like Enhanced PreX plan is significant.”
NTUC Income has become the first insurer in Singapore to offer a travel insurance policy that covers pre-existing medical conditions, previously excluded under all local travel insurance coverage.
The Enhanced PreX Travel Insurance plan takes care of medical and evacuation expenses even for those with pre-existing conditions. The plan aims to give peace of mind to all travellers with no age limit imposed. The Enhanced PreX plan does not cover trip cancellation or curtailment due to pre-existing conditions.
The plan provides a maximum coverage of 30 days for travellers embarking on short trips and is affordably priced. The premium for an adult travelling to Asia for five days is SG$68 (US$53).
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